Open federal and cantonal geodata⏱Report link usually within 24 hours💳TWINT, card, Apple Pay, Google Pay↩Correction, otherwise refund (14 days)

SunPlot › Guides › Checking natural hazards when buying a house

Natural hazards · Buying a house

Checking natural hazards when buying a house

Flooding, landslides, avalanches, rockfall: the cantons have mapped most of Switzerland; the status and release differ from canton to canton. Before buying, it is worth looking at these maps, because the zone determines what you are allowed to build and what the insurance requires.

What the hazard maps show

The cantonal hazard maps classify every area by hazard level, separately for each process: flooding, landslides, falling processes such as rockfall, and avalanches. The colours are the same throughout Switzerland:

ColourHazardMeaning
RedsignificantPeople are at risk even inside buildings. As a rule, a ban on building residential buildings.
BluemoderateBuilding is possible with conditions, for example protective measures on the building.
YellowlowIndication of a hazard, usually without building conditions, but relevant for the cellar, underground car park and insurance.
Yellow-white stripedresidual hazardVery rare events, for example extreme flooding.

What applies in a zone is determined by cantonal law. In a blue or red zone, it is worth talking to the municipality and the cantonal building insurance before buying.

More than the hazard map

Flood hazard map at the Swiss Museum of Transport in Lucerne in the SunPlot report
Flood hazard map of the canton of Lucerne over the 3D model: the colour at the house is what counts, not the one in the neighbourhood.
The checker shows which data SunPlot can use at this address. No sign-up, no purchase.

Where the maps are available

The hazard maps belong to the cantons. SunPlot shows them for 23 cantons directly at the property, with source and data date. Nidwalden and Obwalden have not yet given their approval; the canton of Vaud charges fees and is not included. Surface runoff, earthquakes, hail and groundwater come from the Confederation and are included throughout Switzerland. Before you buy, the checker shows you what is available for your address.

The maps are planning bases for the authorities, not a guarantee. Whether a building is actually at risk also depends on its construction, basement height and protective measures. In a red or blue zone, professional advice is recommended.

Short answers

Where can I see whether a house is in a hazard zone?

In the canton’s hazard map. SunPlot overlays it on the 3D model of the address for 23 cantons and states the level at the house: red significant, blue moderate, yellow low, yellow-white residual hazard. Plus surface runoff, earthquakes and hail from the Confederation.

What does the blue zone in the hazard map mean?

Moderate hazard. Building is possible, usually with conditions such as protective measures on the building. Which conditions apply is determined by cantonal law; the municipality and the building insurance can provide information.

Is surface runoff the same as flooding?

No. Surface runoff is rainwater that flows over the terrain during heavy rain, even with no stream nearby. The hazard maps do not cover it, which is why SunPlot shows the federal map for it.

Sun, shadow and location at your address, in 3D.

Single report CHF 49, link by email usually within 24 hours. Based on open federal and cantonal geodata.

Read more